html { scroll-behavior: smooth; }
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: 'Poppins', sans-serif;
  -webkit-font-smoothing: antialiased;
  background: #ffffff;
  color: #1F3968;
}
a { color: #E65525; text-decoration: none; }
a:hover { color: #C2431A; }
img { max-width: 100%; }
h1, h2, h3, p { margin: 0; }
ul { margin: 0; padding: 0; list-style: none; }

.underline-link { font-weight: 700; text-decoration: underline; }

.btn {
  display: inline-block;
  font-family: 'Poppins', sans-serif;
  font-size: 15px;
  font-weight: 600;
  padding: 14px 30px;
  border-radius: 5px;
  border: none;
  cursor: pointer;
  white-space: nowrap;
}
.btn-primary { background: #E65525; color: #ffffff; }
.btn-primary:hover { background: #C2431A; color: #ffffff; }
.btn-block { width: 100%; padding: 14px; }

/* Header */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: #ffffff;
  box-shadow: 0 1px 8px rgba(31, 57, 104, 0.14);
}
.header-inner {
  max-width: 1140px;
  margin: 0 auto;
  padding: 10px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.logo-link { display: flex; align-items: center; }
.logo-img { height: 46px; display: block; }
.rating-pill {
  display: flex;
  align-items: center;
  gap: 6px;
  color: inherit;
  padding: 6px;
  background-color: #F9F9F9;
  border-radius: 4px;
}
.rating-num { font-size: 14px; font-weight: 700; color: #1F3968; }
.rating-stars { font-size: 13px; color: #FBBC04; letter-spacing: 1px; }
.header-call { text-align: right; line-height: 1.3; }
.header-call-label { font-size: 13px; font-weight: 600; color: #1F3968; }
.header-call-number { font-size: 18px; font-weight: 700; color: #E65525; }

/* Hero */
.hero-section {
  background: #1F3968;
  color: #ffffff;
  padding: 130px 20px 70px;
}
.hero-grid {
  max-width: 1140px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 48px;
  align-items: center;
}
.hero-h1 { font-size: 42px; font-weight: 700; line-height: 1.15; margin-bottom: 18px; }
.hero-sub { font-size: 17px; font-weight: 500; line-height: 1.55; color: #E7EDF7; margin-bottom: 22px; }
.hero-checklist { display: flex; flex-direction: column; gap: 10px; margin-bottom: 28px; }
.hero-checklist li { display: flex; align-items: center; gap: 10px; font-size: 14.5px; font-weight: 500; }
.hero-cta { display: flex; flex-direction: column; align-items: flex-start; gap: 16px; }
.hero-call { font-size: 14px; color: #E7EDF7; }
.hero-call a { color: #ffffff; font-weight: 700; text-decoration: underline; }
.hero-img { width: 100%; height: auto; display: block; }

/* Trust bar */
.trust-section { background: #E9EFF8; padding: 34px 20px; }
.trust-grid {
  max-width: 1140px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.trust-card {
  background: #ffffff;
  border-radius: 8px;
  padding: 20px 18px;
  text-align: center;
  font-size: 15px;
  font-weight: 700;
  color: #1F3968;
  box-shadow: 0 2px 8px rgba(31, 57, 104, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
}

/* Results / slideshow */
.results-section { background: #ffffff; padding: 80px 20px; }
.results-grid {
  max-width: 1140px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 60px;
  align-items: center;
}
.results-slideshow {
  position: relative;
  width: 100%;
  aspect-ratio: 1 / 1.06;
  max-width: 460px;
}
.slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 0.6s ease;
}
.slide.is-active { opacity: 1; }
.slide-img { width: 88%; height: auto; display: block; border-radius: 12px; }
.slide-quote-card {
  position: absolute;
  bottom: 0; right: 0;
  width: 62%;
  background: #ffffff;
  border-radius: 10px;
  box-shadow: 0 8px 28px rgba(31, 57, 104, 0.18);
  padding: 18px 20px;
}
.slide-quote-text { font-size: 15px; font-weight: 700; color: #1F3968; line-height: 1.4; margin-bottom: 8px; }
.slide-quote-name { font-size: 13px; font-weight: 600; color: #1F3968; }
.slide-quote-firm { font-size: 12px; color: #7A879B; }
.slide-dots { display: flex; gap: 8px; margin-top: 20px; justify-content: center; max-width: 460px; }
.slide-dot { width: 10px; height: 10px; border-radius: 50%; border: none; padding: 0; cursor: pointer; background: #C4CFDF; }
.slide-dot.is-active { background: #1F3968; }

.section-h2 { font-size: 32px; font-weight: 700; color: #1F3968; line-height: 1.25; margin-bottom: 16px; }
.section-h2.tc { text-align: center; }
.results-lead { font-size: 14.5px; font-weight: 600; color: #1F3968; line-height: 1.6; margin-bottom: 18px; }
.check-list { display: flex; flex-direction: column; gap: 10px; margin-bottom: 18px; }
.check-list li { display: flex; align-items: center; gap: 10px; font-size: 14px; color: #40506B; }
.results-footnote { font-size: 13px; font-style: italic; color: #7A879B; }

/* Contact */
.contact-section { background: #E9EFF8; padding: 80px 20px; }
.contact-inner { max-width: 640px; margin: 0 auto; }
.contact-lead { font-size: 14px; color: #40506B; line-height: 1.65; text-align: center; margin: 14px 0 28px; }
.contact-form { display: flex; flex-direction: column; gap: 12px; }
.contact-form input,
.contact-form textarea {
  width: 100%;
  padding: 13px 14px;
  font-size: 14px;
  font-family: 'Poppins', sans-serif;
  color: #1F3968;
  background: #ffffff;
  border: 1px solid #CBD6E6;
  border-radius: 5px;
  outline: none;
}
.contact-form textarea { resize: vertical; }

/* Why Savvy */
.why-section { background: #ffffff; padding: 80px 20px; }
.why-inner { max-width: 1140px; margin: 0 auto; }
.why-inner .section-h2 { margin-bottom: 50px; }
.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 48px 44px; }
.why-icon { width: 42px; height: 42px; display: block; margin-bottom: 14px; }
.why-card h3 { font-size: 15.5px; font-weight: 700; color: #1F3968; margin-bottom: 10px; }
.why-card p { font-size: 13.5px; color: #5A677D; line-height: 1.65; }

/* CTA band */
.cta-band { background: #1F3968; color: #ffffff; padding: 70px 20px; text-align: center; }
.cta-band-inner {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
}
.cta-band-inner .section-h2 { color: #ffffff; font-size: 30px; }
.cta-band-inner p { font-size: 14px; line-height: 1.7; color: #E7EDF7; }

/* Reviews */
.reviews-section { background: #ffffff; padding: 80px 20px; scroll-margin-top: 70px; }
.reviews-inner { max-width: 1140px; margin: 0 auto; position: relative; }
.reviews-inner .section-h2 { margin-bottom: 36px; }
.reviews-track {
  display: flex;
  gap: 16px;
  overflow-x: auto;
  scrollbar-width: none;
  padding-bottom: 8px;
  touch-action: pan-x;
  user-select: none;
  cursor: grab;
}
.reviews-track::-webkit-scrollbar { display: none; }
.review-card {
  flex: 0 0 216px;
  box-sizing: border-box;
  background: #F5F7FB;
  border: 1px solid #E4EAF3;
  border-radius: 10px;
  padding: 16px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}
.review-head { display: flex; align-items: center; gap: 10px; margin-bottom: 8px; }
.review-avatar {
  width: 36px; height: 36px; flex: 0 0 36px;
  border-radius: 50%;
  color: #ffffff;
  font-size: 15px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
}
.review-name { font-size: 12.5px; font-weight: 600; color: #1F3968; }
.review-stars { font-size: 13px; color: #FBBC04; letter-spacing: 2px; margin-bottom: 8px; }
.review-excerpt { margin: 0 0 8px; font-size: 12.5px; color: #5A677D; line-height: 1.55; }
.review-readmore {
  background: none; border: none; padding: 0;
  font-family: 'Poppins', sans-serif;
  font-size: 12px; font-weight: 500; color: #E65525;
  cursor: pointer; margin-top: auto;
}
.review-readmore:hover { color: #C2431A; text-decoration: underline; }
.reviews-arrow {
  position: absolute;
  top: 55%;
  width: 38px; height: 38px;
  border-radius: 50%;
  border: none;
  background: #E65525;
  color: #ffffff;
  font-size: 18px;
  cursor: pointer;
  box-shadow: 0 4px 12px rgba(230, 85, 37, 0.4);
  display: flex;
  align-items: center;
  justify-content: center;
}
.reviews-arrow-left { left: -8px; }
.reviews-arrow-right { right: -8px; }
.reviews-dots { display: none; gap: 8px; justify-content: center; margin-top: 18px; flex-wrap: wrap; }
.reviews-dots .slide-dot { width: 10px; height: 10px; }

.review-modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 2000;
  background: rgba(31, 57, 104, 0.55);
  align-items: center;
  justify-content: center;
  padding: 20px;
}
.review-modal-overlay.is-open { display: flex; }
.review-modal {
  background: #ffffff;
  border-radius: 12px;
  max-width: 520px;
  width: 100%;
  max-height: 80vh;
  overflow-y: auto;
  padding: 28px;
  position: relative;
  box-shadow: 0 20px 60px rgba(31, 57, 104, 0.35);
}
.review-modal-close {
  position: absolute; top: 12px; right: 12px;
  width: 32px; height: 32px;
  border: none; border-radius: 50%;
  background: #F0F3F9; color: #1F3968;
  font-size: 16px; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
}
.review-modal-close:hover { background: #E2E8F2; }
.review-modal-head { display: flex; align-items: center; gap: 12px; margin-bottom: 12px; }
.review-modal-head .review-avatar { width: 44px; height: 44px; flex: 0 0 44px; font-size: 18px; }
.review-modal-name { font-size: 15px; font-weight: 600; color: #1F3968; }
.review-modal-text { margin: 0 0 16px; font-size: 14px; color: #40506B; line-height: 1.7; }

/* Includes */
.includes-section { background: #E9EFF8; padding: 80px 20px 50px; }
.includes-grid {
  max-width: 1140px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 56px;
  align-items: center;
}
.includes-img { width: 100%; height: auto; display: block; }
.includes-grid .section-h2 { margin-bottom: 24px; }
.partners-row {
  max-width: 1140px;
  margin: 56px auto 0;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 40px;
}
.partner-logo { height: 62px; width: auto; }
.partner-logo-tall { height: 74px; }
.google-rating-card {
  background: #ffffff;
  border-radius: 8px;
  padding: 12px 18px;
  text-align: center;
  box-shadow: 0 2px 8px rgba(31, 57, 104, 0.08);
}
.google-rating-card svg { display: block; margin: 0 auto 4px; }
.google-rating-label { font-size: 11px; font-weight: 600; color: #1F3968; }
.google-rating-value { font-size: 12px; font-weight: 700; color: #1F3968; }

/* Footer */
.site-footer { background: #1F3968; color: #ffffff; padding: 60px 20px 30px; text-align: center; }
.footer-inner {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
}
.footer-logo { height: 72px; width: auto; }
.footer-h2 { font-size: 24px; font-weight: 700; }
.footer-divider { width: 100%; height: 1px; background: rgba(255, 255, 255, 0.18); margin-top: 16px; }
.footer-legal { font-size: 12px; color: #B9C4D8; }
.footer-legal-link { color: #E7EDF7; text-decoration: underline; }

/* Mobile tray */
.mobile-tray {
  display: none;
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 1000;
  background: #ffffff;
  box-shadow: 0 -2px 12px rgba(31, 57, 104, 0.2);
  padding: 10px 12px calc(10px + env(safe-area-inset-bottom));
  gap: 10px;
}
.mobile-tray-cta {
  flex: 1.6;
  background: #E65525;
  color: #ffffff;
  font-size: 14px;
  font-weight: 600;
  padding: 13px 8px;
  border-radius: 5px;
  text-align: center;
}
.mobile-tray-call {
  flex: 1;
  background: #1F3968;
  color: #ffffff;
  font-size: 14px;
  font-weight: 600;
  padding: 13px 8px;
  border-radius: 5px;
  text-align: center;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

/* Responsive */
@media (max-width: 960px) {
  .hero-grid, .results-grid, .includes-grid { grid-template-columns: 1fr !important; }
  .why-grid { grid-template-columns: 1fr 1fr !important; }
  .trust-grid { grid-template-columns: 1fr 1fr !important; }
  .hero-h1 { font-size: 34px !important; }
  .section-h2 { font-size: 26px !important; }
}
@media (max-width: 768px) {
  .hide-m { display: none !important; }
  .reviews-arrow { display: none !important; }
  .reviews-dots { display: flex !important; }
  .mobile-tray { display: flex !important; }
  .site-footer { padding-bottom: 110px !important; }
  .hero-section { padding-top: 96px !important; }
}
@media (max-width: 600px) {
  .why-grid, .trust-grid { grid-template-columns: 1fr !important; }
}